Monday, October 26, 2009

A bump in the road

So the house hunt is going to be put on hold for awhile. How long?? Who knows.

One of our fears when applying for a loan was if the banks were going to be unsure of my current job situation. Working for a sub agency does not guarantee you hours. While I have the paycheck stubs to prove I've been working and bringing home the bacon, nothing is guaranteed. Well our fears became a reality on Friday when our super nice loan guy called and said there's not much he can do with my income with only a 2 month track record.

Sigh.

We were pretty disappointed at first, but had a big suspicion that was going to happen which made it easier to take. So it looks like we will be living at Casa Mom and Dad until I get a permanent job. Luckily I have an interview next Monday and potentially another one this week. So we're keeping our fingers crossed and trying not to give up hope!

25 comments:

KLaw said...

What a bummer! I'm sorry :( It'll happen, just a little bit further down the road. And your dream house will be waiting!

Brown Girl said...

OH damn, that sucks. I've got my fingers crossed for you on the job!

skinnybitching said...

ugh... that really sucks, i am so sorry! hopefully the interviews will go well. who knows, maybe the "loan gods" know that your dream house hasn't been put on the market yet... they're just waiting for that to happen :)

LenkaLovee said...

aww. im sorry to hear about this setback. :(
but excited about your upcoming interviews and opportunities. :)
good luck on those.
you're in my prayers!
keep us posted! :)
xoxo,
LenkaLovee

Lindsey said...

Oh man, what a bummer. I'm so sorry friend!

bananas. said...

aw man! i'm so sorry hun. well at least they didn't drag you along and tell you this after getting your hopes up. i know, i know...it still sucks :(

xoxo.

Allison said...

I'll keep my fingers crossed for you. At least your living expenses will be super low for awhile.

Annie said...

oh no :( sorry to hear hun.
keeping my fingers crossed about the upcoming interview!

Ashley said...

Boo, that's a bummer!! The good news is that at least you have a place to stay in the meantime and you can keep saving for that new house! You'll get a house when you're meant to, and maybe a better one than you had imagined during your first search! Sorry to be all cheery about it, sometimes when things suck, I get annoyed at people who are all "everything happens for a reason" I'm like, why can't you just say "that sucks"!! haha, maybe it's just me :)

Chardonnay said...

That sucks :( In the meantime, save save save for that downpayment! I so wish I could house hunt now as well, but the Mr. will be in school until May :(

Stephanie said...

That stinks! I'm sorry, but at least it gives more time to save save save :-D Prayers and positive vibes your way for your interview!!!

Mrs. Misadventure said...

:( boo on the banks! Im keeping my fingers crossed for your inverview!!

Elizabeth Marie said...

I'm sorry hun! But keep your chin up, and good luck on the interviews!

Kelsey712 said...

I'm sorry that this time didn't work our for you, but definitely second the previous poster who said to save for your down payment. The better your down payment the bigger of a house you can buy without having to pay PMI (mortgage insurace). PMI isn't terribly fun and stays on your loan until you are at 80% loan to value...

Good luck with your job interview!

Jane said...

What a bummer indeed! Dont worry when you are meant to find a house, it will all work out perfectly! Until then keep your head up!

Ann said...

Praying for you - use this time to get and stay closer to your parents!! You will be soo happy you are following God's plan...your "perfect" house is probably just not available yet...God definitely has a plan! Hang in there!

Tracy-Girl said...

Just a little bump in the road is right! Hang in there, and keep searching. this will only make you guys appreciate your house that much more when you get it!

Kelsey @ Seattle Smith's said...

We were a little worried about this with my husbands job in commercial real estate, and my dad warned us about this early on .... but now he has a track record that hopefully will help us when we are ready. Sorry to hear the crummy news!

Lucky in Love said...

Wishing you lots of luck on your interviews!! Something will work out for the two of you super soon :)

brooke said...

fingers crossed prayers said and hopeful for you lady!!! see the thing is the house that is meant for you...that you will absolutely fall in love with is not ready for you yet...at least maybe that is a way to look at it!!! at least for now you can save!!! yeyey!!!

Crazy Shenanigans said...

Aw, I'm sorry to hear this! Hopefully you'll be able to find something more permanent on the job front and will be able to continue your house hunting! Hang in there!

Robyn said...

Sorry to hear about your disapointment--Glad you have somewhere to stay that allows you to keep saving. Good luck!

jennster said...

hang in there... just think positively and that just means that the perfect house isn't there for you yet, but it will be when you get the financing!!!!!!!

ps- i am totally regretting that we bought a house. it's my nightmare because i feel like all we do is work to make the house payment. renting was MUCH easier.

d.a.r. said...

Stinky...sorry :(

Jules said...

I'm sure that everything will fall into place for you very soon! I'm sorry that this is happening. The positive is that you'll be able to save some dough living at the 'rents and maybe get something bigger and better when the time comes.